Dsp Regular Savings Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 4
Rating
Growth Option 27-01-2026
NAV ₹59.64(R) -0.0% ₹67.4(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.49% 9.73% 8.06% 8.27% 7.35%
Direct 8.22% 10.44% 8.95% 9.43% 8.46%
Benchmark
SIP (XIRR) Regular 4.34% 8.2% 8.24% 7.92% 7.3%
Direct 5.08% 8.92% 8.99% 8.82% 8.33%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.29 0.83 0.89 2.06% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.18% -2.3% -1.22% 0.94 2.07%
Fund AUM As on: 30/12/2025 181 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Nippon India Hybrid Bond Fund 1
Parag Parikh Conservative Hybrid Fund 2
Icici Prudential Regular Savings Fund 3
Dsp Regular Savings Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.23
0.0000
0.0000%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.49
0.0000
0.0000%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 14.07
0.0000
0.0100%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.29
0.0000
0.0100%
DSP Regular Savings Fund- Regular Plan - Growth 59.64
0.0000
0.0000%
DSP Regular Savings Fund - Direct Plan - Growth 67.4
0.0000
0.0100%

Review Date: 27-01-2026

Beginning of Analysis

In the Conservative Hybrid Fund category, Dsp Regular Savings Fund is the 5th ranked fund. The category has total 17 funds. The Dsp Regular Savings Fund has shown a very good past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of 2.06% which is higher than the category average of -0.1%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.29 which is higher than the category average of 0.96.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Dsp Regular Savings Fund Return Analysis

  • The fund has given a return of -0.69%, 0.24 and 1.62 in last one, three and six months respectively. In the same period the category average return was -0.68%, -0.35% and 1.36% respectively.
  • Dsp Regular Savings Fund has given a return of 8.22% in last one year. In the same period the Conservative Hybrid Fund category average return was 7.03%.
  • The fund has given a return of 10.44% in last three years and ranked 4.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.82%.
  • The fund has given a return of 8.95% in last five years and ranked 8th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 8.84%.
  • The fund has given a return of 8.46% in last ten years and ranked 9th out of 15 funds in the category. In the same period the category average return was 8.8%.
  • The fund has given a SIP return of 5.08% in last one year whereas category average SIP return is 4.38%. The fund one year return rank in the category is 5th in 17 funds
  • The fund has SIP return of 8.92% in last three years and ranks 5th in 17 funds. Icici Prudential Regular Savings Fund has given the highest SIP return (9.42%) in the category in last three years.
  • The fund has SIP return of 8.99% in last five years whereas category average SIP return is 8.44%.

Dsp Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.18 and semi deviation of 2.07. The category average standard deviation is 3.44 and semi deviation is 2.47.
  • The fund has a Value at Risk (VaR) of -2.3 and a maximum drawdown of -1.22. The category average VaR is -3.14 and the maximum drawdown is -2.42. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.75
    -0.74
    		-1.46 | -0.10 7 | 17 Good
    3M Return % 0.06
    -0.56
    		-3.05 | 0.99 3 | 17 Very Good
    6M Return % 1.26
    0.94
    		-1.67 | 3.56 7 | 17 Good
    1Y Return % 7.49
    6.12
    		3.65 | 9.38 4 | 17 Very Good
    3Y Return % 9.73
    8.88
    		6.78 | 10.87 4 | 17 Very Good
    5Y Return % 8.06
    7.89
    		5.69 | 9.49 8 | 15 Good
    7Y Return % 8.27
    8.02
    		4.96 | 10.28 7 | 15 Good
    10Y Return % 7.35
    7.83
    		5.92 | 9.56 10 | 15 Average
    15Y Return % 7.92
    8.20
    		6.48 | 9.73 9 | 14 Average
    1Y SIP Return % 4.34
    3.50
    		-0.42 | 7.87 5 | 17 Very Good
    3Y SIP Return % 8.20
    7.14
    		5.22 | 9.07 4 | 17 Very Good
    5Y SIP Return % 8.24
    7.50
    		5.85 | 8.85 6 | 15 Good
    7Y SIP Return % 7.92
    7.54
    		5.74 | 8.93 7 | 15 Good
    10Y SIP Return % 7.30
    7.44
    		6.02 | 9.04 8 | 15 Good
    15Y SIP Return % 7.58
    7.88
    		6.42 | 9.55 9 | 14 Average
    Standard Deviation 3.18
    3.44
    		1.88 | 4.73 5 | 17 Very Good
    Semi Deviation 2.07
    2.47
    		1.30 | 3.64 2 | 17 Very Good
    Max Drawdown % -1.22
    -2.42
    		-5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.30
    -3.14
    		-5.37 | -0.23 6 | 17 Good
    Average Drawdown % -0.56
    -1.01
    		-1.95 | -0.31 3 | 17 Very Good
    Sharpe Ratio 1.29
    0.96
    		0.35 | 1.76 4 | 17 Very Good
    Sterling Ratio 0.89
    0.74
    		0.57 | 1.03 2 | 17 Very Good
    Sortino Ratio 0.83
    0.52
    		0.15 | 1.17 3 | 17 Very Good
    Jensen Alpha % 2.06
    -0.10
    		-3.04 | 4.14 4 | 17 Very Good
    Treynor Ratio 0.04
    0.03
    		0.01 | 0.06 4 | 17 Very Good
    Modigliani Square Measure % 8.63
    7.51
    		5.58 | 13.08 4 | 17 Very Good
    Alpha % 1.39
    0.56
    		-1.42 | 3.15 5 | 17 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.69 -0.68 -1.38 | -0.03 7 | 17 Good
    3M Return % 0.24 -0.35 -2.81 | 1.19 3 | 17 Very Good
    6M Return % 1.62 1.36 -1.19 | 3.97 7 | 17 Good
    1Y Return % 8.22 7.03 4.60 | 10.23 4 | 17 Very Good
    3Y Return % 10.44 9.82 7.82 | 11.20 4 | 17 Very Good
    5Y Return % 8.95 8.84 6.68 | 10.57 8 | 15 Good
    7Y Return % 9.43 8.98 5.71 | 11.66 7 | 15 Good
    10Y Return % 8.46 8.80 6.74 | 10.93 9 | 15 Average
    1Y SIP Return % 5.08 4.38 0.53 | 8.72 5 | 17 Very Good
    3Y SIP Return % 8.92 8.07 6.20 | 9.42 5 | 17 Very Good
    5Y SIP Return % 8.99 8.44 6.87 | 9.71 6 | 15 Good
    7Y SIP Return % 8.82 8.49 6.73 | 10.32 7 | 15 Good
    10Y SIP Return % 8.33 8.40 6.82 | 10.42 8 | 15 Good
    Standard Deviation 3.18 3.44 1.88 | 4.73 5 | 17 Very Good
    Semi Deviation 2.07 2.47 1.30 | 3.64 2 | 17 Very Good
    Max Drawdown % -1.22 -2.42 -5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.30 -3.14 -5.37 | -0.23 6 | 17 Good
    Average Drawdown % -0.56 -1.01 -1.95 | -0.31 3 | 17 Very Good
    Sharpe Ratio 1.29 0.96 0.35 | 1.76 4 | 17 Very Good
    Sterling Ratio 0.89 0.74 0.57 | 1.03 2 | 17 Very Good
    Sortino Ratio 0.83 0.52 0.15 | 1.17 3 | 17 Very Good
    Jensen Alpha % 2.06 -0.10 -3.04 | 4.14 4 | 17 Very Good
    Treynor Ratio 0.04 0.03 0.01 | 0.06 4 | 17 Very Good
    Modigliani Square Measure % 8.63 7.51 5.58 | 13.08 4 | 17 Very Good
    Alpha % 1.39 0.56 -1.42 | 3.15 5 | 17 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
    27-01-2026 59.6388 67.3997
    23-01-2026 59.6395 67.3954
    22-01-2026 59.8225 67.601
    21-01-2026 59.6434 67.3973
    20-01-2026 59.7337 67.4981
    19-01-2026 59.8501 67.6284
    16-01-2026 59.9267 67.7112
    14-01-2026 59.9527 67.7381
    13-01-2026 59.9593 67.7442
    12-01-2026 60.024 67.8161
    09-01-2026 60.0163 67.8036
    08-01-2026 60.1228 67.9226
    07-01-2026 60.2391 68.0528
    06-01-2026 60.2131 68.0221
    05-01-2026 60.1764 67.9793
    02-01-2026 60.2097 68.0131
    01-01-2026 60.1056 67.8943
    31-12-2025 60.1158 67.9045
    30-12-2025 60.0433 67.8214
    29-12-2025 60.0881 67.8708

    Fund Launch Date: 27/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.