Dsp Regular Savings Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 6
Rating
Growth Option 04-12-2025
NAV ₹59.86(R) +0.02% ₹67.59(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.32% 9.73% 8.35% 7.89% 7.25%
Direct 7.03% 10.44% 9.28% 9.07% 8.36%
Benchmark
SIP (XIRR) Regular 6.95% 9.37% 8.08% 8.39% 7.57%
Direct 7.7% 10.09% 8.83% 9.32% 8.62%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.26 0.8 0.89 1.84% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.21% -2.3% -1.22% 0.92 2.11%
Fund AUM As on: 30/06/2025 170 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Icici Prudential Regular Savings Fund 2
Nippon India Hybrid Bond Fund 3
Franklin India Debt Hybrid Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 11.35
0.0000
0.0200%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.77
0.0000
0.0200%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 14.34
0.0000
0.0300%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.41
0.0000
0.0300%
DSP Regular Savings Fund- Regular Plan - Growth 59.86
0.0100
0.0200%
DSP Regular Savings Fund - Direct Plan - Growth 67.59
0.0200
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Conservative Hybrid Fund category, Dsp Regular Savings Fund is the 5th ranked fund. The category has total 17 funds. The Dsp Regular Savings Fund has shown a very good past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of 1.84% which is higher than the category average of -0.15%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.26 which is higher than the category average of 0.97.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Dsp Regular Savings Fund Return Analysis

  • The fund has given a return of 0.71%, 2.17 and 2.51 in last one, three and six months respectively. In the same period the category average return was 0.36%, 2.1% and 2.41% respectively.
  • Dsp Regular Savings Fund has given a return of 7.03% in last one year. In the same period the Conservative Hybrid Fund category average return was 6.27%.
  • The fund has given a return of 10.44% in last three years and ranked 4.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.74%.
  • The fund has given a return of 9.28% in last five years and ranked 8th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.35%.
  • The fund has given a return of 8.36% in last ten years and ranked 10th out of 15 funds in the category. In the same period the category average return was 8.79%.
  • The fund has given a SIP return of 7.7% in last one year whereas category average SIP return is 7.33%. The fund one year return rank in the category is 8th in 17 funds
  • The fund has SIP return of 10.09% in last three years and ranks 4th in 17 funds. Icici Prudential Regular Savings Fund has given the highest SIP return (10.89%) in the category in last three years.
  • The fund has SIP return of 8.83% in last five years whereas category average SIP return is 8.43%.

Dsp Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.21 and semi deviation of 2.11. The category average standard deviation is 3.47 and semi deviation is 2.51.
  • The fund has a Value at Risk (VaR) of -2.3 and a maximum drawdown of -1.22. The category average VaR is -3.13 and the maximum drawdown is -2.42. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.65
    0.29
    		-1.27 | 0.87 3 | 17 Very Good
    3M Return % 1.98
    1.89
    		-0.78 | 3.03 11 | 17 Average
    6M Return % 2.14
    1.97
    		-0.31 | 4.63 7 | 17 Good
    1Y Return % 6.32
    5.37
    		2.41 | 9.15 5 | 17 Very Good
    3Y Return % 9.73
    8.80
    		6.44 | 11.14 4 | 17 Very Good
    5Y Return % 8.35
    8.38
    		6.05 | 10.17 8 | 15 Good
    7Y Return % 7.89
    8.16
    		5.12 | 10.43 10 | 15 Average
    10Y Return % 7.25
    7.82
    		5.78 | 9.54 10 | 15 Average
    15Y Return % 7.91
    8.19
    		6.47 | 9.71 9 | 14 Average
    1Y SIP Return % 6.95
    6.42
    		2.88 | 10.24 6 | 17 Good
    3Y SIP Return % 9.37
    8.46
    		6.23 | 10.32 3 | 17 Very Good
    5Y SIP Return % 8.08
    7.49
    		5.59 | 8.88 7 | 15 Good
    7Y SIP Return % 8.39
    8.12
    		6.16 | 9.73 7 | 15 Good
    10Y SIP Return % 7.57
    7.81
    		6.16 | 9.43 10 | 15 Average
    15Y SIP Return % 7.56
    7.95
    		6.46 | 9.59 9 | 14 Average
    Standard Deviation 3.21
    3.47
    		1.91 | 4.64 5 | 17 Very Good
    Semi Deviation 2.11
    2.51
    		1.33 | 3.61 2 | 17 Very Good
    Max Drawdown % -1.22
    -2.42
    		-5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.30
    -3.13
    		-5.37 | -0.44 6 | 17 Good
    Average Drawdown % -0.57
    -1.13
    		-2.00 | -0.23 3 | 17 Very Good
    Sharpe Ratio 1.26
    0.97
    		0.22 | 1.84 4 | 17 Very Good
    Sterling Ratio 0.89
    0.74
    		0.54 | 1.08 3 | 17 Very Good
    Sortino Ratio 0.80
    0.52
    		0.09 | 1.19 3 | 17 Very Good
    Jensen Alpha % 1.84
    -0.15
    		-3.44 | 4.01 5 | 17 Very Good
    Treynor Ratio 0.04
    0.03
    		0.01 | 0.07 5 | 17 Very Good
    Modigliani Square Measure % 8.76
    7.74
    		5.50 | 13.12 4 | 17 Very Good
    Alpha % 0.95
    0.25
    		-2.05 | 3.35 7 | 17 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.71 0.36 -1.19 | 0.94 3 | 17 Very Good
    3M Return % 2.17 2.10 -0.55 | 3.26 12 | 17 Average
    6M Return % 2.51 2.41 0.15 | 5.04 7 | 17 Good
    1Y Return % 7.03 6.27 3.32 | 10.01 5 | 17 Very Good
    3Y Return % 10.44 9.74 7.47 | 11.47 4 | 17 Very Good
    5Y Return % 9.28 9.35 7.03 | 11.13 8 | 15 Good
    7Y Return % 9.07 9.12 5.88 | 11.81 9 | 15 Average
    10Y Return % 8.36 8.79 6.60 | 10.90 10 | 15 Average
    1Y SIP Return % 7.70 7.33 3.81 | 11.11 8 | 17 Good
    3Y SIP Return % 10.09 9.41 7.26 | 10.89 4 | 17 Very Good
    5Y SIP Return % 8.83 8.43 6.60 | 9.71 7 | 15 Good
    7Y SIP Return % 9.32 9.08 7.17 | 11.00 7 | 15 Good
    10Y SIP Return % 8.62 8.77 6.93 | 10.82 9 | 15 Average
    Standard Deviation 3.21 3.47 1.91 | 4.64 5 | 17 Very Good
    Semi Deviation 2.11 2.51 1.33 | 3.61 2 | 17 Very Good
    Max Drawdown % -1.22 -2.42 -5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.30 -3.13 -5.37 | -0.44 6 | 17 Good
    Average Drawdown % -0.57 -1.13 -2.00 | -0.23 3 | 17 Very Good
    Sharpe Ratio 1.26 0.97 0.22 | 1.84 4 | 17 Very Good
    Sterling Ratio 0.89 0.74 0.54 | 1.08 3 | 17 Very Good
    Sortino Ratio 0.80 0.52 0.09 | 1.19 3 | 17 Very Good
    Jensen Alpha % 1.84 -0.15 -3.44 | 4.01 5 | 17 Very Good
    Treynor Ratio 0.04 0.03 0.01 | 0.07 5 | 17 Very Good
    Modigliani Square Measure % 8.76 7.74 5.50 | 13.12 4 | 17 Very Good
    Alpha % 0.95 0.25 -2.05 | 3.35 7 | 17 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
    04-12-2025 59.8645 67.5859
    03-12-2025 59.8234 67.5381
    02-12-2025 59.8501 67.567
    01-12-2025 59.8463 67.5614
    28-11-2025 59.8646 67.5781
    27-11-2025 59.916 67.6349
    26-11-2025 59.9238 67.6423
    25-11-2025 59.7804 67.4791
    24-11-2025 59.7582 67.4527
    21-11-2025 59.743 67.4314
    20-11-2025 59.8404 67.5399
    19-11-2025 59.7998 67.4927
    18-11-2025 59.7042 67.3835
    17-11-2025 59.7619 67.4472
    14-11-2025 59.6948 67.3674
    13-11-2025 59.6858 67.3559
    12-11-2025 59.6931 67.3628
    11-11-2025 59.6368 67.2978
    10-11-2025 59.6112 67.2676
    07-11-2025 59.5056 67.1444
    06-11-2025 59.4729 67.1061
    04-11-2025 59.4756 67.1064

    Fund Launch Date: 27/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.